Last Updated: January 2025
LC Lending Inc. (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, share, and protect your information when you visit our website https://www.lclendings.com/ or use our services. By accessing our website or services, you agree to the terms of this Privacy Policy.
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Information We Collect
We may collect the following types of information to provide our services effectively:
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Personal Information
- Full Name
- Mailing Address
- Email Address
- Phone Number
- Social Security Number (SSN)
- Date of Birth
- Employment Details
- Financial Information (e.g., Income, Assets, Liabilities)
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Non-Personal Information
- IP address
- Device type and operating system
- Browser type
- Website interaction details (e.g., pages visited, time spent on the site)
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How We Use Your Information
We collect and use your information for the following purposes:
- Processing loan applications and servicing loans.
- Communicating with you regarding your account or inquiries.
- Verifying your identity and assessing creditworthiness.
- Complying with state and federal legal requirements.
- Enhancing website functionality and user experience.
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How We Share Your Information
Your information may be shared in the following circumstances:
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Service Providers
We may share your information with trusted third-party vendors to help process loans, verify credit, or provide other services.
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Legal and Regulatory Authorities
We may disclose information to government agencies or courts to comply with legal obligations or respond to lawful requests.
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Affiliates and Partners
We may share information with our affiliated entities to offer additional services.
Note: We do not sell personal information to third parties.
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Your Privacy Rights (Florida Residents)
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Access and Correction
You have the right to request access to the personal information we hold about you and correct inaccuracies.
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Data Protection and Notification
Under the Florida Information Protection Act (FIPA), we are required to notify you promptly in case of a data breach involving your personal information.
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Opt-Out of Communications
You can opt out of receiving promotional communications by contacting us directly at info@lclendings.com
To exercise any of these rights, please contact us:
- Phone: 305-456-4802
- Email: mirela@lclendings.com
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How We Protect Your Information
We implement technical, administrative, and physical safeguards to protect your information, including:
- Encryption of sensitive data.
- Restricted access to personal information.
- Regular security audits and employee training.
While we strive to protect your information, no method of transmission or storage is completely secure.
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Cookies and Tracking
Our website uses cookies and similar technologies to:
- Improve user experience.
- Analyze website performance.
- Personalize content and ads (if applicable).
You can manage or disable cookies through your browser settings.
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Third-Party Links
Our website may contain links to external websites. LC Lending Inc. is not responsible for the privacy practices of these third-party websites. We encourage you to review their privacy policies before sharing any information.
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Changes to This Privacy Policy
We may update this Privacy Policy to reflect changes in legal requirements or our business practices. Updates will be posted on this page with the revised effective date.
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Contact Us
If you have questions or concerns about this Privacy Policy, please contact us at:
LC Lending Inc.
- Address: 1680 NE 125th St., North Miami, Florida 33181
- Phone: 305-456-4802
- Email: mirela@lclendings.com
Optional Florida-Specific Additions:
- Biometric Information: If collecting biometric data (e.g., fingerprints for identity verification), disclose how it is stored and used.
- Sensitive Data Disclosure: Explicitly address handling of sensitive personal data under FIPA requirements.